By accessing and using the Huriven platform at huriven.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Huriven, effective as of your first use of our platform.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform following any modifications to these terms will constitute acceptance of such changes.

These terms apply to all users, including visitors, registered members, and subscribers to our financial modeling educational services. We reserve the right to refuse service to anyone for any reason at any time.

When creating an account on Huriven, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• You must be at least 18 years old to create an account
• One person may not maintain multiple accounts
• Account sharing is strictly prohibited
• You must notify us immediately of any unauthorized account access
• False information in registration may result in account termination

You agree to keep your contact information updated and to respond to communications from Huriven regarding your account or our services. Failure to maintain accurate account information may result in service interruption.

All educational materials, financial models, templates, videos, and documentation provided through Huriven are protected by Canadian and international copyright laws. This content is licensed to you for personal, non-commercial educational use only.

Prohibited uses include:

• Redistributing or sharing course materials with non-registered users
• Creating derivative works based on our proprietary models
• Using our content for commercial training or resale purposes
• Reverse engineering our financial modeling frameworks
• Recording, copying, or downloading content without express permission

We grant you a limited, non-exclusive, non-transferable license to access and use our educational content during your active subscription period. This license terminates immediately upon account closure or subscription expiration.

Huriven provides financial modeling education through interactive tools, tutorials, and community features. You agree to use these services responsibly and in accordance with their intended educational purpose.

Acceptable use includes participating in discussions, completing exercises, and using our modeling tools for learning purposes. You may not use our platform to promote competing services, distribute spam, or engage in activities that could harm other users' learning experience.

We monitor platform usage to ensure compliance with these guidelines. Violations may result in warnings, temporary suspension, or permanent account termination depending on the severity of the infraction.

Subscription fees are charged in Canadian dollars and processed through our secure payment partners. All prices are clearly displayed before purchase and include applicable taxes for Canadian residents.

Refund eligibility: You may request a full refund within 14 days of initial purchase if you have accessed less than 25% of your subscribed content. After this period, refunds are considered on a case-by-case basis for documented technical issues that prevent platform access.

Subscription renewals are automatic unless cancelled at least 48 hours before the next billing cycle. You can manage your subscription settings through your account dashboard or by contacting our support team directly.

Failed payment attempts may result in temporary account suspension. We will attempt to process payment using your provided method for up to 7 days before suspending access to premium content.

Huriven collects and processes personal information in accordance with Canadian privacy legislation and our detailed Privacy Policy. We are committed to protecting your personal data and use it solely for providing and improving our educational services.

We collect usage analytics to understand how students interact with our content, which helps us improve course effectiveness. This data is anonymized and used only for platform optimization purposes.

You have the right to access, correct, or delete your personal information at any time. Contact our privacy team at contact@huriven.com for any data-related requests or concerns.

Huriven provides educational content about financial modeling techniques and concepts. This education is not financial advice, investment recommendations, or professional consulting services. You should consult qualified financial professionals before making investment decisions.

While we strive for accuracy in our educational materials, financial markets and modeling techniques evolve rapidly. We do not guarantee that all content reflects the most current market conditions or regulatory requirements.

Our platform is provided "as is" without warranties of any kind. We do not guarantee uninterrupted service access or that our platform will meet all your educational needs. Technical issues may occasionally affect service availability.

In no event shall Huriven be liable for indirect, incidental, or consequential damages arising from your use of our platform, including but not limited to lost profits or business opportunities.

You may close your account at any time through your account settings or by contacting our support team. Upon account closure, you will lose access to all subscription content, though previously downloaded materials for personal use remain subject to our intellectual property terms.

We reserve the right to terminate accounts that violate these terms, engage in fraudulent activity, or disrupt the learning experience for other users. In cases of serious violations, termination may be immediate without prior notice.

Following account termination, we will retain necessary information for legal compliance but will delete personal data that is no longer required for business purposes, typically within 90 days of account closure.